BLACK HORSE LEISURE 
FINANCE PRODUCT COMPARISON

Close up shot of father and daughter in a park, smiling.

​​​​​​​WHAT IS LEISURE FINANCE

Black Horse Leisure Finance helps you spread the cost of a new or used caravan, motorhome or holiday home.

Instead of paying the full cost of the caravan, motorhome or holiday home upfront, you would typically pay a deposit and make monthly repayments which include any interest payable, over an agreed term. 

Black Horse buys the caravan, motorhome or holiday home on your behalf and you will become the owner once all monthly repayments and any optional final repayment including interest have been made.


​​​​​​​OUR FINANCE PRODUCTS

The dealers that we work with may offer a range of finance products.   Each of our finance products works slightly differently.
​​​​​​​Our products and the differences between them are explained in more detail below.     

​​​​​​​Further information is also available in our Product Guides.  You should read these guides to help you decide which product is right for you.
Caravan Product Guide >
Motorhome Product Guide >
Holiday Home Product Guide >


Alternatively, why not watch our Finance Product Videos which can be found below.

All lending is subject to status checks and an affordability assessment.


hire purchase

personal contract purchase (PCP)

caravans & motorhomes only

New Caravans or Motorhomes only

HIRE PURCHASE (HP)

From 1 - 10 years.

*park restrictions may apply for holiday homes

PERSONAL CONTRACT PURCHASE (PCP) (caravans & motorhomes only)

From 1 - 5 years. 

HIRE PURCHASE (HP)

£0 deposit may be available.

PERSONAL CONTRACT PURCHASE (PCP)

£0 deposit may be available.

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)

caravans & motorhomes only

HIRE PURCHASE (HP)

Caravans and motorhomes - typically 20 years.
​Holiday homes - varies depending on rules of chosen holiday home park.

PERSONAL CONTRACT PURCHASE (PCP)   (Caravans & Motorhomes only)

5 Years

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)

(caravans & motorhomes only)

After optional final repayment is paid

Hire purchase

personal contract purchase

(caravans & Motorhomes only)

Return conditions apply

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)

8,000 per year

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)​​​​​​​

Charges apply is you return the motorhome

HIRE PURCHASE (HP)

​​​​​​​PERSONAL CONTRACT PURCHASE (PCP)

CARAVANS AND MOTORHOMES ONLY

Charges apply if you return the vehicle

HIRE PURCHASE (HP)

Return conditions apply

PERSONAL CONTRACT PURCHASE (PCP)

CARAVANS AND MOTORHOMES ONLY

Return conditions apply

hire purchase (HP)

PERSONAL CONTRACT PURCHASE (pcp)

CARAVANS AND MOTORHOMES ONLY

HIRE PURCHASE (HP)

PERSONAL CONTRACT PURCHASE (PCP)

caravans and motorhomes only

HIRE PURCHASE (HP)

Once every 12 months.

PERSONAL CONTRACT PURCHASE (PCP)

Caravans and motorhomes only

Once during the agreement.

OUR FINANCE PRODUCT VIDEOS

​​
Our finance product videos explain the finance products available from Black Horse.
Watch the videos to help you decide which product is right for you.

 Hire Purchase (HP) 

 Personal Contract Purchase (PCP)