Black Horse is one of the UK's leading vehicle finance providers

Black Horse is a specialist vehicle finance division of Lloyds Banking Group. We offer finance on both new and used vehicles, including cars, motorcycles, caravans, and motorhomes.

Black Horse finance is only available though our network of selected dealers and isn't available online.

Learn more about our finance products

We understand our customers. That’s why our finance products are specifically designed with you in mind. Funding is available for new and used vehicles. All lending is subject to status checks and an affordability assessment. 

What is car finance?

Car finance helps to spread the cost of a new or used car. Instead of paying the full amount up front, you pay regular monthly repayments, inclusive of an interest amount, over an agreed repayment period.  Black Horse offers a range of finance products. 
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View our product comparion to decide which finance product suits your needs.

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What is HP and PCP?

In a nutshell, HP is more suitable if you plan to own your new vehicle outright, while PCP  may be more suitable if you like to drive the latest models, budget and keep your options open. 

For more information please see our product comparison page. 

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Can I apply online?

Black Horse finance is only available via our network of selected dealers and is not available online.

Arrange a visit to a dealership to discuss the finance options available to you.

More vehicle finance

Motorcycle finance

Ride off with your dream motorcycle or scooter with a tailored finance package that suits your needs.

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Caravan finance

Find the ideal caravan or motorhome finance package to create your ultimate home away from home.

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Motorhome finance

Drive away with your chosen new or used motorhome with our versatile, personalised finance.

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