Black Horse is one of the UK's
leading vehicle finance providers

Black Horse is a specialist vehicle finance division of Lloyds Banking Group with 50 years of experience within the Finance Industry. We offer finance on both new and used vehicles, including cars, motorcycles, caravans, motorhomes and holiday homes.

Black Horse finance is only available via our network of selected dealers and is not available online.

Learn more about our finance products

We understand our customers. That’s why our finance products are specifically designed with you in mind. Funding is available for new and used vehicles. All lending is subject to status checks and an affordability assessment. 

Please read frequently asked questions

Details of our frequently asked questions are listed below. Please take time to read these questions.
The FAQs will provide you with further company and product information.

What is car finance?

Car finance helps to spread the cost of a new or used car. Instead of paying the full amount up front, you pay regular monthly repayments, inclusive of an interest amount, over an agreed repayment period.  Black Horse offers a range of finance products. 

View our comprehensive product guide (PDF, 3.8MB) to decide which finance product suits your circumstances.

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What is HP and PCP?

In a nutshell, HP is more suitable if you plan to own your new vehicle outright, while PCP  may be more suitable if you like to drive the latest models, budget and keep your options open. 

For more information please see our comprehensive product guide (PDF, 3.8MB)

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Can I apply online?

Black Horse finance is only available via our network of selected dealers and is not available online.

Arrange a visit to a dealership to discuss the finance options available to you.

Car finance

Drive away with your chosen new or used car with our versatile, personalised finance.

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Motorcycle finance

Ride off with your dream motorcycle or scooter with a tailored finance package that suits your needs.

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Caravan finance

Find the ideal caravan, motorhome or holiday home finance package to create your ultimate home away from home.

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Calculator tool

The simple way to get an indicative quote

To help you understand the finance options provided by Black Horse, we have created a Finance Calculator tool.

The tool is for illustrative purposes. It is not a quote or an offer of finance. 

Finance calculator

What are our services?

Once you become a Black Horse customer, we will provide you with all the support and contact you need. 

Using our online services, you will be able to review and manage your agreement.

Use the link below to view the services available.

Contact us