Please click here to access our Motorhome information > 

​Our PCP product is a great flexible payment option. With Black Horse PCP you can choose how much deposit you’d like to pay, the contract term and final payment. It’s ideal for those who want to keep their options open – at the end of the agreement you can choose to buy the caravan, part exchange it for another or simply hand it back.


• Borrow any amount from £1,000 and set repayments to suit your budget for a period of 1–5 years
• Available on new caravans only

The options at the end of the agreement are:
1) Part exchange the caravan subject to settlement of your existing finance agreement; new finance agreements are subject to status or

2) Return the caravan and not pay the Final Repayment. If the caravan is in good condition, you will have nothing further to pay. Further information on what is considered good condition can be found  at or
3) Pay the Final Repayment to own the caravan



Ideal if
 You like to keep your options open

 You want the option to own your caravan outright at the end of the agreement
 You like to budget and know the exact repayment amount each month

Budget with confidence

 Protection under the Consumer Credit Act Termination Rights and Protection under the Consumer Rights Act
 Protection against depreciation as a result of an unexpected fall in the value of the caravan when you hand the caravan back

Things to consider

 Your caravan is at risk of repossession if you do not maintain contractual repayments
 You must have fully comprehensive insurance
 You do not own the caravan until the final payment including interest has been made
 A significant proportion of the credit is deferred until the end of the agreement you should prepare for this if you want to own the caravan 
 PCP is only available on new caravans
• Before you decide to apply for finance for a vehicle, we would encourage you to make enquiries of the dealer to ensure you fully understand the history of the vehicle so that you can make a fully informed decision as to whether the vehicle is suitable for you
• Your caravan, motorhome or holiday home should be used for leisure purposes only and cannot be used as your main dwelling. In the case of holiday homes, the holiday park it is sited on may periodically request proof of your permanent residence

personal contract purchase

Watch the product video or download our Caravan, Motorhome and Holiday Home product eBook for more information.

Compare Our Finance Products

View the Black Horse Product Comparison page to help you decide which product is right for you.

Compare Our Finance Products