Black Horse leisure
finance product comparison
Compare our leisure finance products
What is leisure finance
Black Horse Leisure Finance helps you spread the cost of a new or used caravan, motorhome or holiday home.
Instead of paying the full cost of the caravan, motorhome or holiday home upfront, you would typically pay a deposit and make monthly repayments which include any interest payable, over an agreed term.
Black Horse buys the caravan, motorhome or holiday home on your behalf and you will become the owner once all monthly repayments and any optional final repayment including interest have been made.
Our finance products
The dealers that we work with may offer a range of finance products. Each of our finance products works slightly differently.
Our products and the differences between them are explained in more detail below.
Further information is also available in our Product Guides. You should read these guides to help you decide which product is right for you.
Caravan Product Guide (PDF, 1.5MB)
Motorhome Product Guide (PDF, 1.7MB)
Holiday Home Product Guide (PDF, 1MB)
Alternatively, why not watch our Finance Product Videos which can be found below.
All lending is subject to status checks and an affordability assessment.
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Key customer information |
Hire Purchase (HP) |
Personal Contract Purchase (PCP) Not available on holiday homes |
|---|---|---|
Key customer informationNew and used Caravans, Motorhomes or Holiday Homes |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homesNew caravans or motorhomes only |
Key customer informationLength of agreement |
Hire Purchase (HP)From 1 - 10 years.* *park restrictions may apply for holiday homes |
Personal Contract Purchase (PCP) Not available on holiday homesFrom 1 - 5 years. |
Key customer informationDeposit / Initial payment required |
Hire Purchase (HP)
£0 deposit may be available |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationFixed monthly repayments |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationOptional final repayment at agreement end |
Hire Purchase (HP)- |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationMaximum permitted age at agreement end |
Hire Purchase (HP)Caravans and motorhomes - typically 20 years. |
Personal Contract Purchase (PCP) Not available on holiday homes5 Years |
Key customer informationOwnership at agreement end |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationEnd of contract goods return option |
Hire Purchase (HP)- |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationMaximum Annual Mileage - Motorhomes only |
Hire Purchase (HP)- |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationMileage charges (if you exceed agreed mileage) - Motorhomes only |
Hire Purchase (HP)- |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationCondition Charges (if caravan or motorhome is not in good condition upon return) |
Hire Purchase (HP)- |
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationVoluntary termination rights |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationEarly Settlement option |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationFully comprehensive insurance required |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Key customer informationAbility to amend monthly payment due date |
Hire Purchase (HP)
|
Personal Contract Purchase (PCP) Not available on holiday homes
|
Our finance product videos
Our finance product videos explain the finance products available from Black Horse.
Watch the videos to help you decide which product is right for you.
Hire Purchase (HP)
