CARAVAN
HIRE PURCHASE


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Black Horse Hire Purchase could help you buy your dream caravan while spreading the cost. Agree an initial deposit, the agreement term and monthly repayment amount with the dealer, who will then submit the finance application to us. Subject to your application being approved, you can just drive it away – and after you’ve made all the repayments including the interest the caravan is all yours.


HOW IT WORKS

Borrow any amount from £1,000 and set repayments to suit your budget for periods of 1–10 years
The age of the caravan must be less than 20 years at the end of the agreement
Flexible deposit options – 0% deposit may be available subject to status


WHAT YOU WILL PAY

WHAT YOU NEED TO KNOW

Ideal if
You want to own your caravan outright at the end of your agreement
You like to budget and know the exact repayment amount each month

Budget with confidence
Fixed regular repayments, giving you peace of mind and no final lump sum repayment
Protection under the Consumer Credit Act Termination Rights and Protection under the Consumer Rights Act

Things to consider
Your caravan is at risk of repossession if you do not maintain contractual repayments
You do not own the caravan until all the repayments have been made
You must have fully comprehensive insurance
You have no protection against depreciation as a result of an unexpected fall in the value of the caravan

Hire Purchase

Watch the product video or download our Caravan, Motorhome and Holiday Home product eBook for more information.