Welcome to the Green Driving Hub, our information page about sustainable driving. Here you’ll find out more about electric vehicle (EV) Government schemes and also learn about a carbon offsetting service if you currently drive a petrol or diesel vehicle.

​​​​​​​Black Horse, which is part of Lloyds Banking Group, is committed to sustainability. In 2020, Lloyds Banking Group joined the Financial Services Taskforce of HRH The Prince of Wales’ Sustainable Markets Initiative. This taskforce is planning to focus on areas such as establishing a net-zero framework for banks, sustainable infrastructure as an asset class and credibility for voluntary carbon markets. 

Is an electric vehicle (EV) for you?
Are you ready to start your journey towards a greener future? Find out more about EVs here:

Is now a good time to buy an electric car?  

Everyone wants to drive greener but you may be wondering if you should wait. Will we see super batteries and futuristic charging points? Or are we already spoilt for choice with today’s advanced options?   

Carbon offsetting service

If you currently drive a petrol or diesel vehicle, find out your vehicle carbon emissions and how you can offset these on annual or monthly basis.

How fast will battery tech evolve? 

It’s almost impossible to discuss electric cars without mentioning new battery technology, but is it all hype or true and so potentially worth waiting for?

How can I find out if an EV would suit my lifestyle?
To start with, you’ll want to think about your driving habits and understand the practicalities of owning an electric car.

Distance: Did you know that many EVs today can do more than 200 miles on a single charge? That’s a lot of pick-ups, drop-offs and work commutes if you consider that the average car trip in 2019 was 8.4 miles - (according to the National Travel Survey).

Charging time: This depends on a few things, like the size of your car’s battery and the type of charging station you’ll be using at home or on the go. Fast home chargers can charge your battery overnight, while using a rapid charger when you’re out and about will give you up to 80% charge in 20 to 40 minutes.

Benefits of electric vehicles (EVs)
Electric vehicles can be:

• Greener – they produce zero tailpipe emissions.[1] 
• Typically cheaper­­ to run and maintain.[2]
• Exempt from vehicle tax.[3] 
• Exempt from Clear Air Zone/Ultra Low Emission Zone charges.[4]
• Likely to come with the most innovative tech.

Electric cars are typically cheaper to run

An EV could cost less over the course of ownership. Without taking into account the purchase price, the annual running costs work out less than an equivalent petrol or diesel car. This includes refuelling/recharging, insurance, road tax, MOTs and servicing. With an EV, you can also take advantage of the many offers and subscriptions out there to help you play your part in sustainability.

How do EVs measure up to regular cars? 

Range: Most people don’t drive 200 miles without stopping, which is the average range that a new EV can cover. Some go more than 300 miles. And if your workplace has a charging station, why not plug your EV in between meetings? If your venturing further afield your EV will give you plenty of notice before you run low. And when you do, use the sat nav on your EV to find a charging station.

Buying used: If you’re on a budget, used electric cars still qualify for the low-emission exemption, so you won’t be charged to drive in a Clean Air Zone or Ultra Low Emission Zone. Plus, because EVs have far fewer parts, you may find that they won’t need the repairs often associated with buying used diesel and petrol cars.[5]

[1] Net emission reductions from electric cars and heat pumps in 59 world regions over time | Nature Sustainability

[2] Electric car maintenance, repairs and servicing | The AA
[3] Vehicles exempt from vehicle tax |
[4] Clean Air Zone: Drive in a clean air zone |
​​​​​​​[5] Electric car maintenance, repairs and servicing | The AA