Please click here to access our Motorhome information > 

Lease Purchase lets you keep monthly repayments lower by deferring a significant proportion of the amount of credit to the final repayment at the end of the agreement but do not have the option to return the caravan at the end of the agreement.

Agree an initial deposit and how long you want the agreement to run for and the dealer will then calculate your final repayment and confirm your regular monthly repayment. The dealer will submit the finance application to us and, subject to your application being approved; you can just tow your caravan away. 


​• Borrow any amount from £1,000 and set repayments to suit your budget for payments of 1–4 years
• Choose any new or used caravan up to 7 years old at the end of the agreement
• Pay a minimum 10% deposit

The options at the end of the agreement are:
1) Pay the Final Lump Sum Payment to own the caravan or
2) Part exchange the caravan subject to settlement of your existing finance agreement; new finance agreements are subject to status.​



Ideal if
• You want the option of deferring part of the finance to the end of the agreement
• You want to keep your monthly repayments lower


 Set repayment periods from one to four years for caravans, and defer part of the finance until the end of your agreement. At the end of the agreement either make a final lump sum repayment to own your caravan outright or part exchange, subject to settlement of the existing finance (new finance subject to status)
 Protection under the Consumer Credit Act Termination Rights and Protection under the Consumer Rights Act
Things to consider
 You must have fully comprehensive insurance
 You do not own the caravan until the final repayments including interest have been made
 You have no protection against depreciation as a result of an unexpected fall in the value of your caravan
 A significant proportion of the credit is deferred until the end of the contract so you should prepare for this

Lease Purchase

Download our Caravan, Motorhome and Holiday Home product eBook for more information.