Black Horse Finance

Black Horse offers a wide range of point of sale finance options. Talk to your Black Horse Approved Dealer to find the best car finance product to suit you.

Once you’re getting close to making a decision and settling on your next car, take a look at the Black Horse products section of this website for the best way to manage your purchase.

Here we have a look at the options available, so you can match one to your needs and circumstances.

Or you can ask at a Black Horse supported dealership, and they’ll go through the paperwork with you.

Black Horse – who we are and what we do

As the number one provider of point of sale finance Black Horse has developed a strong reputation over 50 years working with car dealerships in the UK.

Part of Lloyds Banking Group, we provide finance through more than 7,000 new and used car, motorbike and caravan dealers UK-wide.

We offer finance options to suit a wide range of customer needs, via our dealer network. Arranging your car finance at the point of purchase is straightforward and simple, so you should be able to drive away with minimum fuss or delay.  

Choosing the right finance

Finance options could help you to drive a better car than you thought. In summary, Black Horse offers:  

Personal Loan – a loan you repay in instalments over an agreed length of time

Hire Purchase – a popular way to finance a car. Once you've made all the payments, you own the vehicle outright

Ultimate Plus – a type of hire purchase agreement, called Personal Contract Purchase, giving you three options at the end of the agreed term – return the car, part exchange it or buy it outright.  

You can find full details in the Products section or talk to your local Black Horse Approved Dealer.

Finance is subject to status and you must be a UK resident aged 18 or over to apply. Indemnities may be required.