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Car Buyers' Guide

We offer handy advice on making your next purchase

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Personal Loan

No deposit? No problem.

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Black Horse Motor Finance

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Black Horse Personal Loan could help you buy the car you want while spreading the cost. If you have found the perfect car but need to borrow the entire amount, a Black Horse Personal Loan could be the answer.

How it works


  • Choose your new car with your Black Horse dealer.
  • Choose to repay the loan over one to five years.
  • Set your payments to suit your budget – borrow any amount from £1,000 to £25,000.

What you pay


  • You have no deposit to pay.
  • Interest rates are fixed so you’ll always know the amount of each payment.
  • You pay the loan back over the chosen period.

What are the benefits of Personal Loan with Black Horse?


The choice is yours. You can choose any car up to the value of £25,000, and choose how long you want to make regular payments, from one to five years*.

You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need.

Our documents are clearly written so you can be sure there are no hidden extras.

Drive away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. The dealership arranges it all. You just check the paperwork, sign on the dotted line and drive away.

Why choose a Personal Loan?


A Black Horse Personal Loan lets you choose the car you want, while spreading the payments to suit your budget. You can own the car today and pay back your loan through regular payments over one to five years.

Who might like this product?


  • If you want to own your car outright from the start.
  • If you don’t have a deposit.
  • If you like to budget – you’ll know the exact payment amounts each month.

How can I find out more?


Ask your Black Horse dealer for a quote. Where you see the Black Horse logo, you can rest assured we are there to make financing your car straightforward.



* Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status.  Please contact your local Black Horse dealer for further details.