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Motorcycle Buyers' Guide

We offer handy advice on making your next purchase

Hire Purchase

Buy your new motorbike over one year, or five?

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Black Horse Motorcycle Finance

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Black Horse Hire Purchase could help you buy the motorbike you want whilst spreading the cost. After paying an initial deposit you just ride away and make regular agreed payments. After the last payment, the bike’s all yours.

How it works


  • Choose your new bike with your Black Horse dealer. Used bikes up to ten years old can also qualify.
  • Choose to repay over one to five years.
  • Set your payments to suit your budget – borrow any amount from £1,500 to £25,000.

What you pay


  • You pay a deposit on the bike.
  • Interest rates are fixed so you’ll always know the amount of each payment until the bike is yours.
  • You pay over the chosen period.
  • After the last payment you own the bike outright.

What are the benefits of Hire Purchase with Black Horse?


The choice is yours. You can choose any new or used motorbike you want that’s up to ten years old, and you choose how long you want to make regular payments, from one to five years*.

You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need.

Our documents are clearly written so you can be sure there are no hidden extras.

Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. The dealership arranges it all. You just check the paperwork, sign on the dotted line and drive away.

Why choose Hire Purchase?


Hire purchase lets you choose the motorbike you want, while spreading the payments out to suit your budget. You’ll have the reassurance of knowing your regular monthly payments will stay the same. After the last payment, the bike’s all yours.

Who might like this product?


  • If you want to own your bike outright at the end of your payment plan.
  • If you have a deposit available.
  • If you like to budget – you’ll know the exact payment amounts each month.  

How can I find out more?


Ask your Black Horse dealer for a quote. Where you see the Black Horse logo, you can rest assured we are there to make financing your car straightforward.


* Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status.  Please contact your local Black Horse dealer for further details.